Why EACC?

The Gap

Banking infrastructure didn’t follow the registries.

Environmental attribute registries have been evolving to match the requirements of the market and have done a good job at keeping up with the market’s demands. Issuance, transfer, and retirement protocols have matured and standards bodies are recognized. What hasn’t followed is the financial layer that every other asset class takes for granted — escrow, netting, working capital, cash settlement, and credit underwriting against the asset itself.

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Traditional banks could close that gap, but the reality is they are not going to adapt to this new asset class quickly. The collateral is unfamiliar: how environmental attributes are issued, how their value behaves, how retirements affect transferability, how registry-specific transfer conventions work in practice. The gap stays open, and participants in the market carry the timing, operational, and counterparty risk themselves.

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EACC was built to close that gap, by a team that understands both sides of it: the financial - market discipline required to underwrite, settle, and clear at institutional standards, and the operational reality of how environmental attributes actually transact.

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How We're Built

Five structural principles.

Neutral by design.

EACC takes no proprietary positions and holds no view on environmental attribute prices. We settle and finance transactions originated by others. We never compete with our counterparties.

Built for the asset class.

Environmental attributes are unfamiliar collateral for traditional credit teams. EACC was built by people who understand the assets, the registries, retirement mechanics, transfer conventions, and how these markets actually transact — which is what lets us underwrite and settle with confidence.

Financial markets infrastructure, not sustainability consulting.

EACC’s founders and operating team come from trading, clearing, settlement, and asset management. The discipline that runs the company is the discipline that runs financial market infrastructure — risk frameworks, operational controls, counterparty management — applied to a new asset class.

Credit at the centre.

Every transaction is underwritten against the end buyer’s creditworthiness. Concentration limits cap exposure across counterparties, registries, and geographies. Credit insurance is used selectively where it improves the risk-adjusted economics. Risk is managed and priced — not eliminated.

Built on top of the registries, not against them.

Environmental attributes are unfamiliar collateral for traditional credit teams. EACC was built by people who understand the assets, the registries, retirement mechanics, transfer conventions, and how these markets actually transact — which is what lets us underwrite and settle with confidence.

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Chief Executive Officer

Rick is a serial financial-services operator with thirty years building, leading, and turning around regulated businesses. He has served as President or CEO of multiple firms across finance and fintech, sits on the boards of several portfolio companies, and is a former member of both the Quebec District Council of IIROC and the board of the Investment Industry Association of Canada. Dobson Centre Fellow (McGill), YPO member.

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Tahnya Baloukas

Chief Operating Officer

Tahnya brings direct operational experience from Canada’s largest securities clearinghouse, where she held a consultative role covering information technology and analytics. She has also worked in compliance at Mylo Financial Technologies and in research and valuation at Tactex Asset Management. John Molson School of Business.

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Financial Controller

Maria has overseen the financial management of regulated financial-services businesses for more than thirty years. She has been Financial Controller at Tactico since its founding in 2007 and additionally oversees the financial management of Tactex Asset Management, Pointus Partners, and Mylo Financial Technologies. Her work spans financial reporting, forecasting, capital commitment, and treasury — the discipline EACC’s settlement business is built around. B.Sc., McGill University.

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Philippe Leroux is a business lawyer with 20 years of experience in the legal and financial services industries. Philippe started his career in a private practice law firm and then joined numerous regulated firms where he assumed the day-to-day responsibilities for legal matters. He has significant experience advising fintech executives and senior management in regards to strategic and regulatory concerns. He represented IIROC members on various industry committees for over a decade. He is a graduate of the University de Montréal and HEC Montreal.